Trusted by 1,200+ companies all over the world.
Platform Features
Streamline your lending operations with confidence.
Precision you can trust.
In an industry where trust is paramount, even small errors can have big consequences. TMO’s core calculation engine has been trusted by industry leaders for over 40 years, delivering flawless calculations that ensure total confidence in your numbers.
- Accuracy that builds confidence
- Error-free calculations every time
- Real-time portfolio insights
- Reliable reporting you can count on
Efficiency that scales.
Expanding your portfolio shouldn’t mean growing your headcount. TMO automates time-consuming tasks and streamlines workflows, helping you handle more volume without additional headcount.
- Streamlined workflow automation
- Time-saving batch processing
- Customizable dashboard views
- Automated payment processing
Compliance made simple.
TMO keeps you ahead of regulatory changes with automatic updates, detailed audit trails, and built-in compliance checks, allowing you to focus on growth without the compliance burden.
- Built-in regulatory updates
- Automated compliance checks
- Complete audit trails
- Secure data management
Adaptability for your unique business.
TMO molds to fit your lending model, with flexible workflows and custom features that support even the most complex loan structures and investor arrangements.
- Flexible loan structures
- Customizable user permissions
- Tailored reporting options
- Scalable platform architecture
Lending tools that mean business.
Over 40 years of experience have gone into creating a platform that gives private lenders everything they need to thrive—from optimized daily operations to advanced fund management.
Smart Risk Management
Make informed lending decisions with comprehensive borrower tracking and portfolio analytics. Our built-in risk monitoring tools alert you to potential issues before they become problems, helping you maintain a healthy portfolio while pursuing growth opportunities.
White Label Branding
Build your brand presence with fully customizable borrower and investor portals that showcase your company’s identity. Create a cohesive, professional experience that reinforces your market position and builds trust with clients.
Revenue Optimization
Capture every earning opportunity with automated late fee collection, default interest calculations, and prepayment penalty tracking. Our platform ensures you never miss out on revenue while maintaining perfect accuracy in your fee assessments.
Business Intelligence
Turn your loan data into actionable insights with advanced reporting and analytics. Track portfolio performance, monitor market trends, and identify growth opportunities with customizable dashboards and real-time data visualization.
Platform Package Options
Flexible solutions for every stage of growth.
Choose the tools that best fit your business. From streamlined loan origination to comprehensive fund management, TMO adapts to your needs as you grow.
Loan Origination
Maximize Efficency
Streamline your process, close more loans faster, and reduce resource use while ensuring compliance with all federal and state regulations with the platform specifically designed to originate loans funded by private lenders.
loan Servicing
Streamline Your Process
Simplify complex processes and unlock your business’ full growth potential with the automated loan management platform that delivers accuracy you can rely on at any scale.
Fund Management
Automate Your Statements
Automate contributions, distributions, and everything in between — while protecting your hard-earned investor relationships with the platform that delivers seamless fund management and communication.
Partnerships & Integrations
TMO connects you with trusted solutions to streamline operations, enhance efficiency, and deliver exceptional borrower and investor experiences. Simplify compliance and grow with confidence through seamless integrations.
Ready to power your business with The Mortgage Office?
Let us show you how efficient and accurate your loan management platform can be.